Women should not be sold cheaper insurance policies

Posted on March 1st, 2011 by GEM Motoring Assist

So its official, there will no longer be an option for women to go to single sex insurance companies, but rather than bemoan about it, I think ‘so what?’

Today’s news has made me remember a hilarious experience a couple of years back. 

DrivingFollowing a little spate of ‘bumps’ some years previously, I was finally back up to my full no claims discount and decided it was time to have a hunt for a competitive insurance quote.   I called the famously female oriented and rather pink coloured car insurance company and went through the telephone application with them.  They came out with a cost for me to drive my car as the sole driver.  I then asked, if I could add my bloke onto the policy too, thinking the answer would probably be no – well they are a women’s insurance company after all.

To my surprise, they said of course, and we went back through my ‘better half’s’ driving history.  I was beginning to regret it, as he had had a small claim just two years previously.   Well, I nearly fell off my chair when they girl on the phone gave me a revised quote to include my partner actually came in at around £50 less than for me on my own.

So how does THAT work?

Actually, I am long past caring.  The best thing to do is shop around for the cheapest quote and in the immortal words of the pop song by Rhianna, we probably have no option than to “shut up and drive!”   Life’s just too short and ours obviously not to wonder why (thank you Alfred, Lord Tennyson).